Senior Officer- Documentation – Mortgages – Abu Dhabi

Job Description

<p><strong>ROLE PURPOSE<br><br></strong></p><p>The role is responsible for preparation and vetting of documentation (Conventional &amp; Islamic) relating to credit facilities and accurate detailing before inputting the same into the Bank’s system. Further, he/she is responsible for ensuring the enforceability/authenticity of the security documents executed by the customers.<br><br></p><p><strong>KEY ACCOUNTABILITIES<br><br></strong></p><ul><li>Preparing Facility Offer Letter, security / support documentation in accordance with the credit approvals.</li><li>Ensuring all security / support documents have been properly executed, signatures are verified and authenticities of the signatories are supported by resolution / POA.</li><li>Ensuring rectification of existing discrepancies / deficiencies in security documentation for all loans which have been disbursed.</li><li>Ensuring approval from relevant authorities is held for deferral / waiver of incomplete documents.</li><li>Ensuring integrating accurate and timely internal reporting and regulatory reporting.</li><li>Preparing &amp; circulating documentation deficiency (expired / deferred documents) reports and following up for its timely submission / renewal.</li><li>Maintaining up to date collateral data in the Bank’s system.</li><li>Performing periodical clean-up of old and obsolete security documents to keep updated / valid security documents in the security folder.</li><li>Verifying and confirming periodically at the renewal of credit lines, all required security / support documents are physically held in safe custody.</li><li>Ensuring all security documents are kept safe in the vaults and a checklist maintained in the credit file.</li><li>Lodging security documents / collaterals in the Bank’s system.</li><li>Reviewing / verifying approvals obtained for permanent release of collaterals, security documentation and ensuring there are no liabilities or outstanding and facilities are cancelled.</li></ul><p><br><br><br><br></p><strong>Qualifications<br><br></strong><p><strong>Knowledge, sKILLS &amp; EXPERIENCE: <br><br></strong></p><p><strong>Knowledge &amp; Experience: <br><br></strong></p><ul><li>Bachelor’s Degree in Commerce / Finance. 3-5 years’ experience in Consumer Banking with at least 3 years’ experience in the Mortgage Area with CAD function.</li></ul><p><strong>Skills: <br><br></strong></p><ul><li>Knowledge and use of banking software systems, basic PC skills and common MS applications like Excel and Word.</li></ul><ul><li>Good knowledge of English language (both written and spoken).</li></ul><ul><li>Good knowledge of Bank’s financial system.</li></ul><ul><li>Very good knowledge of Banking Products / Consumer Banking Credit Administration functions.</li><li>Good knowledge of U.A.E. legal environment &amp; Central Bank regulations.</li><li>Team worker, ability to work under pressure, fast learner, attention to details.</li></ul><p><br><br></p>