Senior Digital Payments Products Development Analyst

Job Description

<p><strong>Accountabilities &amp; Key Roles :</strong></p><ul><li>Facilitates setting of business priorities for change initiatives of high complexity. Leads eliciting of requirements and takes responsibility for investigation and implementation of changes to projects/program scope related to Cards and Payment , develops the best approach. priorities the minimum viable product (MVP) and communicate risks/ issues &amp; deviations.</li><li>Acts as a subject matter expert for Cards and payment products and services under governance, by ensuring full technical understanding of the products including transformation, processes, systems and regulations. </li><li>Defines all digital solutions for Cads &amp; payment products and services including articulates the problem statement, suggest digital solution and propose the implementation plan.</li><li>Assumes full responsibilities on the responsible project scope, budget and schedule, including vendor management by monitoring actual status and compares it with planned results, reports any deviation along with the corrective plan.</li><li>Ensures implementation of the local country regulations related to various products and services under governance</li><li>Plans, designs, manages business process tests and usability evaluations and defines test conditions requirements. Takes responsibility for creation of test cases, interprets and executes them. Creates traceability records, conducts system testing validating, system functionality and related outputs including accounting treatment, advices, user accesses and system controls, and minimum control standards, manages testing / UAT activities for country projects.</li><li>Analyzes the projects / requests requirements &amp; prepare related documentation, gap analysis and prepare initial implementation plan to ensure that the project complies with all requirements, and recognizes the potential automation of the processes by determining ROI of the automation and in line with related legal, regulatory and risk requirements – as needed, and ensure all project data and updates are timely and properly updated / reflected on related projects system(s). </li><li>Determines and controls Cards &amp; Payment project / program budget by defining and allocating a clear and sufficient budget that contributes to exploring available opportunities and achieving the project / program goal. </li><li>Creates informative, actionable and repeatable reporting that highlights relevant business trends and opportunities for improvement.</li><li>Identifies, analyses, manages and monitors relationships with and between stakeholders. Influence his counterparty stakeholders and manage relationships effectively. Maintain sustainable relationships and communicates clearly and regularly with stakeholders, Apply a digital understanding to the work. Able to identify and implement solutions for assisted digital. Leads others in the team to innovate in their work.</li><li>Proactively identifies, resolves and escalates risks / issues to Unit Head / Division Head as and when appropriate.</li><li>Manages policies and procedures and related documentation, which includes writing and circulating P&amp;P, updating when needed, discuss and agree with related stakeholders any pending items.</li><li>Catalyst in implementing cultural shifts in different divisions related to the implemented projects and enhancements under his area. </li><li>Governs Cards &amp; Payment products, services and processes under his responsibility across all AB plc. This entails conducting an overall review of related product , efficiency of processes , risk and controls and creating a consistent approach across countries. Accountable for the know how and problem solving for any related issues </li><li>Deliver Quality assurance review on related product across countries.</li></ul><p><br></p><p><strong>Qualifications : </strong></p><p><u>Education:</u></p><ul><li>Bachelor Degree in Business from a recognized University. </li></ul><p><u>Certification/training:</u></p><ul><li>PMP, Agile, Lean Six Sigma, CBAP certification is a plus. </li></ul><p><u>Experience:</u></p><ul><li>10 years experience in Banking of which at least 6 years in cards and 2 in a relevant business field in a leading bank, Working experience in large scope projects .</li></ul><p><br></p><p><strong>Competencies:</strong></p><p><u>­Technical:</u><strong><u> </u></strong></p><ul><li>Agile working / Business Analysis / Requirements definition &amp; Management / Stakeholder relationship Management / Business Modelling / Digital Prospective &amp; innovation / Enterprise &amp; business Architecture / Excellent Business orientation and sound knowledge of banking fundamentals / Excellent understanding of the operations regulations .product requirements and aspects of cards and payments associations / Strong in Data Analysis and solid understanding of all aspects of Cards’ and transactions’ life cycle and e-Payments processes and flows.</li></ul><p><u>Soft Skills: </u></p><ul><li>Excellent in English and Arabic, Strong interpersonal, communication, presentation and negotiation skills, Excellent analytical and problem solving, Creative and innovative, Time management, Team management, Leadership skill.</li></ul>