Senior Data Scientist, Risk (Fintech)

Job Description

Imagine working with a world-class technology team, shaping the future of risk management in the consumer finance industry in Egypt…<p><br></p>b_labs is the innovation arm of B.TECH, a cornerstone of the Egyptian retail industry. We are looking for a Senior Data Scientist to be part of our Fintech squad who will play a pivotal role in building Egypt’s leading consumer finance products.<p><br></p>As a Senior Data Scientist, you will join a visionary, customer-focused, and agile team with an ambitious mission – to revolutionize the way we manage risk in the consumer finance industry in Egypt by leveraging data-driven insights. You will shape our risk management strategy harnessing the power of data and advanced analytics to identify, assess, and mitigate risks effectively, and deliver strategic insights that drive business growth.<p><br></p>If you are passionate about leveraging data to drive risk management strategies and thrive in a diverse and inclusive team, b_labs is the perfect opportunity for you. Join us at the forefront of Fintech innovation in Egypt and help shape the future of our industry, one data-driven solution at a time.<p><br></p><strong>Responsibilities</strong><p><br></p><ul><li>Lead the development and implementation of advanced data models and algorithms to support risk management practices in the organization</li><li>Collaborate closely with cross-functional teams, including risk management, engineering, and operations, to gather requirements and design solutions that address complex risk challenges</li><li>Stay current on emerging trends in data science and risk management, and apply your expertise to ensure the product and team are at the forefront of industry best practices</li><li>Utilize advanced statistical and machine learning techniques to analyze large datasets and generate insights that drive risk mitigation strategies</li><li>Collaborate with data engineering teams to ensure the availability, accuracy, and integrity of data required for risk modeling and analysis</li><li>Implement and maintain data pipelines, from data ingestion to data exploration and transformation, leveraging modern data processing tools and platforms such as Python, SQL, Spark, and Hadoop</li><li>Develop and deploy predictive models that assess potential risks, including credit risk, fraud risk, and operational risk, and provide recommendations for risk mitigation</li><li>Communicate complex data-driven insights to stakeholders in a clear and concise manner, influencing and guiding decision-making processes</li><li>Continuously evaluate and improve the performance of existing models, leveraging techniques such as A/B testing and model monitoring</li><li>Collaborate with product managers to translate business requirements into data science projects and prioritize efforts accordingly</li><li>Lead by example and foster a collaborative and innovative culture within the data science team, promoting knowledge sharing and professional growth</li></ul><p><br></p><strong>Requirements</strong><p><br></p><ul><li>5+ years of experience in data science with a focus on risk management and analysis within the finance industry</li><li>Strong expertise with data engineering and pipeline development tools and platforms such as Python, SQL, Spark, and Hadoop</li><li>Solid understanding of advanced statistical techniques, machine learning algorithms, and their application to risk modeling and analysis</li><li>Proven track record of developing and deploying predictive models to assess various risks, such as credit risk, fraud risk, and operational risk</li><li>Good communication skills, with the ability to effectively convey complex data-driven insights to both technical and non-technical stakeholders</li><li>Strong problem-solving skills, with a demonstrated ability to design and implement innovative solutions to complex risk challenges</li><li>Ability to collaborate and work effectively within cross-functional teams, including risk management, engineering, and operations, to gather requirements and design solutions</li><li>Highly motivated, self-driven, proactive, excited to work in a fast paced and culturally diverse work environment</li></ul><p><br></p><strong>Benefits</strong><p><br></p>Office environment: When you come to our b_labs office, you’ll find creative workspaces, a well-equipped kitchen, and an open design to foster collaboration between teams.<p><br></p>Education budget: We believe the learning journey never ends, therefore you will be entitled to an annual education budget to take part in trainings, courses or onsite conferences of your choice.<p><br></p>Flexibility: You know best whether you want to work from home or in the office. However, if you want to join your teammates onsite, we will subsidize the costs for lunch to foster the b_labs office community<p><br></p>Mobility package: When you are joining the b_labs office, we will subsidize your mobility expenses for public transport.<p><br></p>Equipment: From “Day 1” you will receive all the equipment you need be successful at work. Therefore, you can choose your laptop and get all the tools you need to stay on top of your game.