Mortgage Consultant

Job Description

<p><span>If you have advanced communication skills, some marketing savvy and have a head for finance and dealing with people, then this can be a successful and potentially lucrative career for the right person.</span></p><p><br></p><p><span class=”ql-cursor”></span>As a mortgage adviser, you’ll need to:</p><ul><li>Meet with your clients in person to explain what type of mortgage adviser you are and how you’re paid and find out about your client’s financial situation, including what their monthly expenditure is and what type of product they can afford.</li><li>Explain the different types of mortgage and offer products for your client to choose from</li><li>Be ethical and realistically assess which type of mortgage is most suitable for each client</li><li>Ensure your customers can afford what they’re borrowing, not only now but in the future, in the event that interest rates go up or their circumstances change</li><li>Explain about repayments and mortgage protection and advise on and sell related financial products, such as buildings or life insurance</li><li>Help clients complete the mortgage application and offer some general advice on the home-buying process</li><li>By proactive as you will need to meet sales targets, and develop relationships with mortgage lenders, estate agents, and valuers</li><li>Keep up to date with new mortgage products and changes in mortgage regulation</li><li>Respect your client’s right to confidentiality and follow strict industry rules and guidelines and ensure you give impartial and appropriate financial advice</li><li>Understand the Financial Regulator regulatory requirements and ensure you meet these</li><li>Be open and cooperate fully any enquiry or investigation from the financial ombudsman.</li></ul><p><br></p>