Job Description
• Organise and execute credit rating, credit line granting, project evaluation, collateral assessment and assets quality classification etc.;
• Credit review and verification of pre-conditions before loan drawdown or investment;
• Monitor, remind and cooperate in post-lending and post-investment management;
• Files and records archiving & management upon disbursement of credit facilities;
• Identify and analyse the credit risk and draw up credit risk report on a periodic basis.
Responsibilities
• Provide high-quality supporting to Front Offices of loans and bonds;
• Ensure all applicable business take up credit line and credit line is within limits;
• Diligently analyze the credit risk of business and closely monitor the exposure, identify measures for mitigation;
• Prepare and submit relevant reports for risk management and monitoring purposes;
• Completely, accurately, and timely perform other tasks assigned by line manager.