Senior Mortgage Advisor – Spanish speaker
Job Description
<p><strong>About the Company:</strong></p><p>Lenddoo a leading financial services firm specializing in mortgage solutions. With a strong presence in the Dubai market, we are dedicated to providing exceptional services to our clients. We believe in offering personalized advice and tailored mortgage solutions to help individuals and businesses achieve their financial goals.</p><p><br></p><p><strong>Job Description:</strong></p><p>As a Mortgage Consultant at Lenddoo, you will play a crucial role in guiding clients through the mortgage process, assisting them in making informed decisions, and helping them secure suitable financing options. You will work closely with borrowers, real estate agents, and financial institutions to provide expert advice and exceptional customer service. </p><p><br></p><p>Your primary responsibilities will include:</p><p><br></p><p><strong>Client Relationship Management:</strong></p><ul><li>Build and maintain strong relationships with clients, real estate agents, and other industry professionals.</li><li>Understand clients’ financial goals and objectives to offer personalized mortgage solutions.</li><li>Conduct thorough consultations to assess clients’ financial situations and provide suitable mortgage options.</li></ul><p><br></p><p><strong>Mortgage Advisory:</strong></p><ul><li>Conduct comprehensive assessments of mortgage applications, evaluating clients’ creditworthiness and financial standing.</li><li>Analyze clients’ financial documents, including income statements, bank statements, and credit reports, to determine eligibility and affordability.</li><li>Educate clients on different mortgage products, interest rates, and repayment options, enabling them to make informed decisions.</li><li>Provide expert advice on mortgage structuring, down payments, and interest rate negotiations.</li><li>Collaborate with financial institutions to negotiate favorable mortgage terms and secure competitive interest rates for clients.</li></ul><p><br></p><p><strong>Documentation and Processing:</strong></p><ul><li>Assist clients in completing mortgage application forms and gathering necessary supporting documentation.</li><li>Review and verify accuracy of application materials, ensuring compliance with regulatory and company guidelines.</li><li>Liaise with lenders, lawyers, and other involved parties to facilitate the mortgage approval and closing processes.</li><li>Keep clients informed about the progress of their mortgage applications and address any concerns or queries.</li></ul><p><br></p><p><strong>Market Research and Industry Knowledge:</strong></p><ul><li>Stay up to date with mortgage market trends, interest rates, and regulatory changes.</li><li>Conduct research on new mortgage products and lenders to expand the range of options available to clients.</li><li>Share industry insights and market updates with clients to help them make informed decisions.</li></ul><p><br></p><p><strong>Qualifications and Requirements:</strong></p><ul><li>Bachelor’s degree in finance, economics, business, or a related field.</li><li>Proven experience as a Mortgage Consultant or similar role, preferably in the Dubai market.</li><li>Strong knowledge of mortgage products, lending regulations, and industry practices in Dubai.</li><li>Excellent interpersonal and communication skills, with the ability to build rapport with diverse clients and stakeholders.</li><li>Analytical mindset and attention to detail for accurately assessing financial documents and conducting risk assessments.</li><li>Ability to work independently, handle multiple clients, and meet deadlines in a fast-paced environment.</li><li>Proficiency in relevant software applications and tools used in the mortgage industry.</li><li>Professional certifications such as the Mortgage Loan Originator (MLO) license are desirable.</li></ul><p><br></p><p>Join our dynamic team at Lenddoo and contribute to helping clients achieve their homeownership dreams while driving the growth of our mortgage business in Dubai.</p><p>Note: The job description provided above is a general outline of responsibilities and requirements and is not exhaustive. Additional duties and responsibilities may be assigned as needed.</p>
