Assistant Relationship Manager – Business Banking – Emirates NBD

Job Description

<ul><li>Spreading of financial statements on Moodys along with full preparation of proposals for RM’s further review and comments. </li><li>To maintain high quality proposal based on customer information, industry performance and market feedback </li><li>Direct contact with customers for processing of transactions, collection of documents, and settlement of payments. </li><li>Regular review of accounts utilization to enhance utilization and ensure maximum account profitability. </li><li>Maintain high quality of client proposals and turnaround time. </li><li>Closely monitoring of account conduct </li><li>Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with relevant processes. Monitor Risk Triggers, Covenants and other credit conditions and report appropriately. </li><li>Liaison with IBCOP for completion of documentations, posting of FRS and feeding the limits. </li><li>Coordinate with IBTFS/IBDIS for utilization of facilities. </li><li>Regularly review the market trends to identify profitable opportunities in selected segments in line with Bank’s overall policy and risk appetite </li><li>Obtaining Quarterly/Annual/Interim financials from the client </li><li>Adherence to applicable policies and procedures to safeguards the Bank’s interests. </li><li>Protect sensitive customer and bank information are appropriately handled and be vigilant in driving staff behaviour, holding them accountable for any violation of policy. </li><li>Adhere and comply with EIs internal applicable policies and procedures as well as governing regulations issued by concerned authorities. </li><li>Cooperate and facilitate work of internal audit and risk management to address gaps, and respond to audit reports within agreed deadlines. </li><li>Monitor money laundering activities, and coordinate remedial actions with management. Report of any discrepancies to management.</li></ul>